Baccarat is a game that is liked by some of the world’s biggest high rollers as it is very simple to play and has a low house edge. When looking for a simple game to play, choose baccarat always.
To play baccarat, you will need to know how it works. First, it begins with eight decks of cards. The rule is to bet on a hand that is equal to 9 or as close to 9 as possible. As a player, you will have no play or control when cards are being dealt and dealing follows a specific rule.
The only part that you have control of is which hand to bet on. The choice can be a banker, player or a tie. Below are the house edges and payoffs of the choices:
Banker has a house edge of 1.06% and a payoff of 1:1 minus the 5% commission.
Player has a house edge of 1.24% and a payoff of 1:1.
Tie has a house edge of 14.36% and a payoff of 8:1.
From the analysis above, the best bet to go for is the banker or the players bet. The tie bet on the other hand has a house edge of 14.36% despite having the highest payoff. The banker bet has the lowest house edge that even the casino charges 5% as commission.
Cards have different values in baccarat. Cards number 2 and 9 are the face values, aces are valued 1 and 10, while J, Q and K zero. The baccarat value can only have a value and not a letter hence J, Q and K are zeros.
When dealing, if your cards in the player hand or the banker totals 8 or 9, there will be no addition of cards. If this is not so, another third card will be introduced, a rule known as the Third Card Rule. When drawing cards, the player begins by displaying it to the dealer and if it totals 0, 1, 2, 3, 4, or 5 then he or she has to introduce another card. On the other hand, if you draw a 6 or 7 you are required to stand.
Third Card Rule
This rule works on the basis that if your bankers bet is a 7 then you will not be required to introduce a new card. If on the other hand the total hand for the banker is 6 and for player a 6 or 7, then the dealer gets an additional card. The third card rule will also apply when he his total is 4 while yours is 0, 1, 2, 3, 4, 5, 6, or 7 and as a player you will be required to draw an extra card.
The most played version of baccarat that you will find online is the mini Baccarat. In this version, the casino deals all cards unlike in the big table in the land based casinos.